Privacy Policy

At KAS Jewellery, your privacy is of the utmost importance. This policy outlines how we collect, use, and protect your personal information while delivering secure and reliable digital gold and jewellery savings plans. Our practices comply with Indian regulations, including the Digital Gold Guidelines, the Saving scheme Act, 1982, the Information Technology Act, 2000, and other relevant financial laws.

Company & Business Details

1. Information We Collect

To ensure secure gold and silver savings and investments, we may collect:

• Personal Data:
  Name, Date of Birth, and Contact Details
  Aadhaar, PAN, and other KYC documents
  Address and Bank Account Details
  Payment Information (UPI, Debit Card, etc.)
• Usage Data:
  Device, browser, and IP information
  Transaction history and savings behaviour
  Login time, location (with consent), and user preferences

2. Purpose of Data Collection

• Facilitate digital gold and jewellery saving scheme transactions
• Manage money-based and weight-based savings schemes
• Complete legally required KYC & AML verifications
• Process secure payments
• Provide updates, offers, and scheme notifications
• Fulfil taxation and regulatory obligations

3. Legal & Regulatory Compliance

• Digital Gold Operational Practices (as per SEBI/RBI norms)
• Saving scheme Act, 1982
• Consumer Protection (E-Commerce) Rules, 2020
• Information Technology Act, 2000 & IT Rules, 2021
• BIS certification standards for gold purity

4. How We Use and Share Your Data

We do not sell your personal data. However, limited information may be shared with:

• Secure payment gateway providers
• Vaulting partners for DigiGold security
• Regulatory bodies and auditors
• Legal and financial consultants

All partners are contractually obligated to uphold data confidentiality.

5. Data Security Practices

• 256-bit SSL encryption for all digital transactions
• OTP and MPIN-Based login/authentication
• Role-based data access controls
• Frequent audits and encrypted backups

6. Your Rights

• Access and update your personal data
• Request deletion of your account and data
• Revoke consent for promotional emails
• File complaints related to data misuse

Contact: kasjewelsrinithi@gmail.com for assistance.

7. Cookies and Tracking

Our platform uses cookies to:

• Maintain active user sessions
• Customize user experience
• Collect analytics and optimize site performance

You may disable cookies through your browser, but certain features may be limited.

8. Data Retention

We retain your data:

• During your active association with KAS Jewellery
• Up to 7 years post-plan completion, for legal and audit purposes

9. Children’s Privacy

Our services are not meant for individuals under 18 years. If any such data is found, it will be deleted immediately.

10. Policy Updates

This policy may be revised to reflect changes in law or operations. Any updates will be posted here with an updated date. Continued use of our services signifies your agreement to the latest version.

Location Information

Our app collects and processes your device's location information to provide attendance management, workforce monitoring, and task-related services.

Foreground and Background Location

With your permission, the app collects location data:

• While the app is open and in use.
• Even when the app is closed or not in use (background location), where required to support attendance verification, employee location tracking for assigned work, task monitoring, and other location-based business functions.

How We Use Location Data

We use location information to:

• Verify employee attendance and check-in/check-out locations.
• Support attendance tracking and workforce management.
• Verify and monitor locations related to assigned tasks.
• Enable location-based features required by your organization.
• Improve the accuracy, security, and reliability of our services.

Sharing of Location Data

We do not sell your location data. Location information may be shared only with:

• Your employer or organization using the application for attendance and workforce management.
• Trusted service providers who process data on our behalf to operate and maintain the application.
• Government authorities or law enforcement agencies when required by applicable law.

Data Retention

Location data is retained only for as long as necessary to provide the requested services, fulfil attendance and operational requirements, comply with legal obligations, and resolve disputes where applicable.

Your Choices

You can control or revoke location permissions at any time through your device settings.

• Disabling foreground or background location permissions may prevent attendance verification.
• Task tracking and other location-based features may not function properly if location access is disabled.

By granting location permissions, you acknowledge and consent to the collection and processing of your location information as described in this Privacy Policy.

Contact Information